Webster Business Credit

Webster Business Credit is the commercial and asset-based lending division of Webster Bank, N.A., a regional bank headquartered in Stamford, Connecticut. Webster Bank serves businesses primarily in the northeastern United States and has a significant commercial lending operation alongside its retail banking business.

Webster Business Credit focuses on middle-market and commercial businesses rather than micro or early-stage small businesses. It provides asset-based lending, which is a form of business financing where the loan is secured against specific business assets such as accounts receivable, inventory, machinery or other collateral. Asset-based lending can provide higher borrowing capacity than unsecured loans and is often used by businesses with strong assets but variable cash flow or credit profiles.

In addition to asset-based lending, Webster Business Credit offers revolving credit facilities, term loans and other commercial credit solutions for established businesses looking to fund operations, acquisitions or growth.

Webster Bank is an FDIC-insured bank with a strong presence in Connecticut, New York, Rhode Island and Massachusetts. The broader Webster Bank platform also includes commercial banking, treasury management and SBA lending. Webster Bank merged with Sterling Bancorp in 2022, expanding its footprint across the New York metropolitan area.

Webster Business Credit is primarily suited to established businesses with significant assets and revenue rather than small startups or businesses looking for microloans. Its products are designed for companies with more complex financing needs that go beyond a simple term loan.

If your business is located in the Northeast and you are looking for asset-based lending or commercial credit facilities, Webster Business Credit is worth contacting directly. Compare any offer against other regional banks and commercial lenders before making a commitment.