Also known as: Truist Business
Truist Business Banking is the small business and commercial lending division of Truist Bank, which was formed through the 2019 merger of SunTrust Banks and BB&T Corporation. Truist is one of the largest US banks and is headquartered in Charlotte, North Carolina, with a strong presence across the South and East Coast.
Truist Business Banking offers a full range of products for small business owners including business checking and savings accounts, business credit cards, term loans, lines of credit, SBA loans and equipment financing. Truist is an active SBA preferred lender and participates in SBA 7(a) and 504 loan programs.
SBA loans are partially government-guaranteed business loans offered through approved banks like Truist. The government backing allows the bank to offer longer repayment terms and often lower rates than fully conventional business loans for businesses that meet SBA eligibility requirements. SBA loans require more documentation and take longer to process.
Truist also offers conventional business term loans and revolving lines of credit for businesses that do not require the SBA process. Its equipment finance division, Truist Equipment Finance, provides leasing and lending products for businesses acquiring machinery or vehicles.
Truist has the largest branch footprint in the southeastern United States, covering states including Florida, Georgia, North Carolina, Virginia, Maryland and Texas among others. For small business owners in these regions, Truist may be a natural first stop for business banking.
As with any large bank, terms and eligibility requirements vary. Business owners should compare any Truist business loan offer against those from community banks, credit unions and SBA-preferred lenders in their area before committing.
Quick info
Business Loans
Truist Business
Truist Financial Corporation
FDIC-insured.
2026-06-06
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Business loans; SBA loans; business credit lines; commercial lending
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Date checked
2026-06-06
How do I make a complaint about Truist Business Banking?
Start with Truist Business Banking's internal complaints process. If unresolved, you can submit a complaint to the CFPB at consumerfinance.gov/complaint. Depending on the type of company, your state attorney general or banking regulator may also be relevant.
Is Truist Business Banking regulated in the US?
Use the NMLS Consumer Access tool at nmlsconsumeraccess.org to check licensing. For banks, check the FDIC BankFind Suite. For credit unions, check the NCUA Credit Union Locator. Ask Fin includes regulatory reference numbers where publicly available.
How do I find Truist Business Banking's official contact details?
Always use the contact details on the company's official website. Do not use numbers or emails received in unsolicited calls or messages. Verify the website by checking the NMLS or FDIC/NCUA databases if in doubt.
What should I do if I think Truist Business Banking has treated me unfairly?
Document everything in writing. Contact the company's complaints team first. If not resolved, submit a complaint to the CFPB or your state attorney general. The NFCC (1-800-388-2227) can provide free guidance for debt-related issues.
Where can I get free help with a Truist Business Banking issue?
Contact the CFPB (consumerfinance.gov), call 211 for local resources, or contact the NFCC (nfcc.org or 1-800-388-2227) for debt and budget help. For legal issues, Legal Services Corporation (lsc.gov) provides free legal aid.
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