Business Loans

PayPal, Inc.

Also known as: PayPal Working Capital

PayPal Working Capital provides merchant cash advances and working capital loans to qualifying PayPal business account holders, based on PayPal sales history.

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Contact details

Websitehttps://www.paypal.com/us/webapps/mpp/working-capital

PhoneNot verified

EmailNot verified

Registered address2211 North First Street, San Jose, CA 95131

Visit PayPal, Inc. website ↗

Regulatory and company information

FCA Firm Reference NumberNot verified

FCA statusNot verified

Companies House numberNot verified

Company statusActive

Parent companyPayPal Holdings, Inc.

What they do

Main products and services

Working capital loans for PayPal merchants

Trading names and group notes

Available to existing PayPal merchants only. Repayment is taken as a percentage of daily PayPal sales. Factor fee applies rather than APR — compare full cost of borrowing.

Reviews and public sentiment

Review scores are third-party public indicators only. They are not proof of FCA compliance, product quality, or suitability for your circumstances.

No review data available.

Sources and checks

Source URLs

https://www.paypal.com

Date checked

2026-06-06

Want to feel clearer about your money?

Ask Fin gives you simple money tools for budgeting, spotting savings, checking possible benefit areas and building better money habits. General guidance only — not regulated financial advice.

Start with Ask Fin

$4.99/month. Cancel anytime.

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