Camino Financial, Inc.

Camino Financial is a Los Angeles-based fintech lender that provides small business loans to underserved entrepreneurs across the United States, with a particular focus on serving Hispanic and Latino small business owners. The company was founded with a mission to improve access to business capital for communities that are often underserved by mainstream financial institutions.

Camino Financial offers small business term loans for established small businesses. The loans are designed to be accessible to business owners who may have limited US credit history, are new to business borrowing, or operate in industries or communities that traditional lenders often overlook. Camino Financial considers factors beyond just a traditional credit score when evaluating applications, with the goal of expanding access for creditworthy borrowers who lack a conventional credit profile.

The application process is primarily online and is designed to be straightforward. Camino Financial provides support in both English and Spanish, which is part of its commitment to serving the Hispanic business community.

As an online fintech lender, Camino Financial can often make decisions faster than a traditional bank. However, as with most non-bank lenders, the cost of borrowing may be higher than a conventional bank loan or an SBA loan from an approved lender.

Camino Financial operates across the United States. It serves businesses in a wide range of industries, including restaurants, retail, construction and professional services.

If you are a small business owner looking for financing and have found it difficult to qualify through conventional banks, Camino Financial is worth exploring. As always, compare the full cost of any loan offer including the annual percentage rate against other options such as CDFIs, SBA loans and community bank products before deciding.