Biz2Credit Inc.

Biz2Credit is a business lending marketplace and technology platform based in New York City. Like Lendio and similar marketplace services, Biz2Credit does not typically lend money directly. Instead, it connects small business owners with a network of lenders and financial products through a single application process.

When you apply through Biz2Credit, you submit your business information and financial data once, and the platform matches you with lenders or financing products from its network that may fit your profile. The marketplace includes a range of financing types including SBA loans, term loans, lines of credit, commercial real estate loans and equipment financing.

Biz2Credit also operates its own direct lending product called BizAnalyzer, and has expanded into some direct lending services alongside the marketplace model. The company also provides financial analysis tools that business owners can use to review their business credit and financial health.

The marketplace approach can save time by allowing you to see multiple offers in one place rather than applying to each lender separately. However, because offers come from different lenders in the network, the terms, rates and requirements vary depending on which lender you match with. Biz2Credit typically earns a fee when a loan is funded through its platform.

Biz2Credit serves small and mid-sized businesses across the United States in most industries. It can be a useful first step in understanding what financing options might be available to you.

As with any marketplace or broker service, it is worth verifying the terms of any specific loan offer directly with the originating lender and comparing it against options you find independently, including your own bank, a credit union and direct lender applications.