Ameris Bank SBA Lending

Ameris Bank is a full-service commercial bank headquartered in Atlanta, Georgia, with a significant SBA lending operation. Ameris Bank is a preferred SBA lender, a designation given by the Small Business Administration to lenders with a strong track record of SBA lending. This status allows preferred lenders to approve many SBA loans in-house, which can speed up the process compared to lenders without this status.

SBA loans are business loans that are partially guaranteed by the federal government through the Small Business Administration. The government guarantee reduces the risk for the lender, allowing them to offer longer repayment terms and often more competitive rates than a fully conventional business loan. For many small businesses, an SBA loan represents one of the most affordable forms of long-term business financing available.

Ameris Bank participates in SBA 7(a) and SBA 504 loan programs. SBA 7(a) loans can be used for a wide range of business needs including working capital, equipment, real estate and business acquisition. SBA 504 loans are structured specifically for purchasing major fixed assets like commercial real estate or large equipment and are offered in partnership with Certified Development Companies.

Ameris Bank operates primarily across the southeastern United States, with branches in Georgia, Florida, Alabama, South Carolina and Tennessee. Its SBA lending operation serves businesses in these states and beyond.

Beyond SBA lending, Ameris Bank offers a full range of commercial banking products including business checking, commercial loans and treasury management services.

If you are considering an SBA loan through Ameris Bank, compare the terms against those offered by other SBA preferred lenders and community banks in your area.