According to federal estimates, billions of dollars in US federal and state benefits go unclaimed each year across SNAP, Medicaid, EITC and other programs. The most common reason is not fraud — it is that people do not realise they qualify.
Earned Income Tax Credit (EITC)
The EITC is one of the most underclaimed credits in the US tax system. Workers without children frequently miss it. Millions of eligible Americans leave this money unclaimed each year. Use the IRS EITC Assistant at IRS.gov/eitc to check.
Child Tax Credit
Families with qualifying children may be eligible for the Child Tax Credit (up to $2,000 per child). Some families with lower incomes qualify for a refundable portion even if they owe no tax. Check current rules at IRS.gov.
Carer's Allowance
If you care for someone for 35 hours or more a week who receives certain disability benefits, you may qualify for Carer's Allowance. Many carers are unaware this applies to them.
Free School Meals
Children from households meeting income thresholds may qualify for free or reduced-price school meals through the National School Lunch Program (NSLP). Some eligible families do not apply — check eligibility with your child's school district.
Healthy Start vouchers
If you are pregnant or have a child under four and receive certain benefits, you may be eligible for Healthy Start vouchers to spend on food and vitamins.
How to find out what you might be eligible for
Visit benefits.gov to search all federal programs by category. Use the BenefitsFinder questionnaire for a personalized list. For free in-person help, call 211 to find local benefit counselors in your area.
Free to join. No payment details required.
Ask Fin provides general information only. It does not confirm eligibility for any US benefit. Always verify through benefits.gov, IRS.gov, healthcare.gov or a qualified benefits counselor.